6959081027 95d2c06792 z 243x300 Reducing An Excess WaistlineCan Elder Adults Reduce Excess Weight on Their Waist?

Over time, our metabolism slows down gradually, and consequently, a high percentage of fat starts accumulating in the body, especially in the abdominal area as you age. The fat storage in the abdominal area may be unsightly, but more importantly, it is simply not healthy and can lead to a multitude of chronic health problems. Most people are under the misconception that as one’s, metabolism slows down; their ability to control their waistline becomes an impossible task. But there are ways to manage your waistline. Well, there are certain tricks that can be applied to lose weight irrespective of the age. With the help of effective workouts and a healthy diet regime, one can speed up the metabolism simply by reducing the amount of food consumed, while maintaining the feeling that you are full.

Most people tend to develop insecurities about body weight and fat belly especially during old age. Therefore, it is best to get rid of belly fat sooner than later. When you cross the age of 40 to 45, the muscles get replaced with fat. And, even if your workout and diet routine hasn’t changed, you may still begin to notice that your spare tires are being developed. As stated earlier, there is health risks involved if you have excess belly fat stored in the body. Diabetes, obesity, heart diseases, is some of the health hazards caused due to excess belly fat. In order to get rid of belly fat, here are some steps you can take to reduce your waistline and improving your health.

Cardio Workouts: Working out for half an hour every morning is one of the effective methods to lose belly fat. People over 60 years need to focus mainly on cardiovascular exercises like walking and swimming. For best results, it is advisable to follow these workout routines pre breakfast.

The most essential meal: Breakfast is one of the most important meals of the day for all age groups. For elderly people, breakfast should strictly include fruits, oatmeal or whole grain cereal, and milk. Fruits consist of natural sugar that helps in increasing the energy levels. Milk is high in calcium and boosts the metabolism while strengthening the bones. Whole grains have fiber content that helps in quick digestion and makes one feeling full throughout the day. As a result, one tends to eat less food. So, the question of overeating does not arise.

Strength Training Exercises: Strength training workouts can be performed twice in a week as it helps in retaining the muscle mass. Lean muscles, in addition to helping your posture also increase the metabolism. As you age, muscles begin to degrade, which is why muscle mass retention is essential.

Portion Size Control: Decreasing the portion size and consuming more protein is yet another effective method to lose belly fat for older people as the metabolism is relatively slower and one doesn’t need high calories for maintaining the body weight. Old people should completely refrain from overeating. It may be difficult to kill this habit, thus one should consume more protein as it helps in keeping the stomach feeling full. For best results, add dairy, eggs and lean meat with all meals.

There are a variety of things you can do to promote healthy living. Just make certain if you are about to begin significant changes in your diet or exercise routine it is always important to consult your doctor before you make changes in your diet or level of physical activity.

Author:  This article was written by Crystal T. Giannini

Photo: http://www.flickr.com/photos/55158656@N06/6959081027/sizes/z/in/photostream
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5639011991 8848ea5561 z 300x214 What Are The Facts About Social Security?There is a great deal of rhetoric, misinformation, and hyperbole being cast about in the media and by politicians regarding the status of Social Security and its future. We have been hearing about how the system will exhaust its funds, how benefits will need to be reduced, and how those under the age of 30 can forget bout having Social Security in their retirement plans. Amongst all the fear mongering that has surfaced it is uncommon to determine the truth about Social Security funding and how it will play a role in our future financial planning. Let’s take a look at the facts.

How is Social Security Funded?

  • Workers pay for Social Security. The Social Security system is funded primarily by federal taxation of payrolls. All workers who are not self-employed currently pay 7.65 percent of their gross salary in Social Security taxes. The employer for these workers pays an additional 7.65 percent, for a total “payroll tax” of 15.3 percent of gross salary. In addition, self-employed workers are required to pay 15.3 percent of their self-employment income in payroll taxes, minus certain special deductions.
  • For the entire history of Social Security, benefits have been paid almost entirely by using revenue from payroll taxes.

Is Social Security Broke?

In the past month the Social Security Board of Trustees published its annual report on the financial health of the Social Security Trust Funds.  Here is what they say about the financial status of the fund.

  • The combined assets of the Old-Age and Survivors Insurance, and Disability Insurance (OASDI) Trust Funds will be exhausted in 2033, three years sooner than projected last year. At that time, there will be sufficient non-interest income coming in to pay about The DI Trust Fund will be exhausted in 2016, two years earlier than last year’s estimate.

What has Changed?

  • From 1961 through 2011, the year covered in the last Social Security report, Social Security taxes exploded from 3.1 percent of Gross Domestic Product to 5.5 percent.
  • Income taxes went the other way. The personal income tax slipped from 7.8 percent of the economy to 7.3 percent, with most of the decline enjoyed by people in the top 1 percent of incomes. The big drop was in the corporate income tax, which fell from 4 percent of the economy to 1.2 percent.
  • The effect has been to ease the taxes of the wealthy, while burdening the vast majority of workers. Because the Social Security tax is capped, most of the burden of the increased payroll tax went to the bottom 90 percent.

What are the Solutions?

  • Return to the policy of President Reagan that 90 percent of wages are covered by the Social Security tax, which now applies to only 83 percent of wages.
  • Increase the Social Security tax by 2%. Note, this increase may not be necessary if wages were to increase. Recognize that median wages have fallen in 2010 back to the level of 1999.
  • We need more jobs. Since 2000, the number of jobs has grown at only one-fifth of the rate of the population increase.

 

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