From the category archives:


New Online Features for Social Security

by Randall J. Ryder March 18, 2014

More than 60 million Social Security beneficiaries and Supplemental Security Income (SSI) recipients can now access their benefit verification letter, payment history, and earnings record instantly using their online account.  Social Security beneficiaries also can change their address and start or change direct deposit information online. “We are making it even easier for people to […]

Read the full article →

Asking Elder Adults the Difficult Questions

by Randall J. Ryder August 20, 2013

As we age and live longer, financial, legal, health care and long term care issues affect families, not just individuals. Inevitably, the time will come when it is necessary to have discussions on a wide range of topics that will address the future needs of the elder adults and ensure their safety and well being. What follows […]

Read the full article →

Health Insurance Limits and the Affordable Care Act

by Randall J. Ryder February 27, 2013

The Affordable Care Act prohibits health plans from putting a lifetime dollar limit on most benefits you receive. The law also restricts and phases out the annual dollar limits a health plan can place on most of your benefits — and does away with these limits entirely in 2014. What This Means for You Before […]

Read the full article →

Some Reflections on Life as an Elder Adult

by Randall J. Ryder January 3, 2013

As 2012 has drawn to a close I would like to take an editorial privilege to present a few thoughts about my personal views of aging from the perspective of someone who is now experiencing some of the issues that are raised on Perhaps these thoughts should be considered no more than jaded musings […]

Read the full article →

Why You Should Think About Retirement When You’re in Your 20s

by Randall J. Ryder December 4, 2012

When you’re just out of school and starting your first job, probably the last thing on your mind is how you’re going to support yourself in 40 or 50 years when you’re ready to retire. “I’m only 23,” you’re probably thinking. “I have plenty of time to worry about all that later.” And in one […]

Read the full article →

What Are The Facts About Social Security?

by Randall J. Ryder May 15, 2012

There is a great deal of rhetoric, misinformation, and hyperbole being cast about in the media and by politicians regarding the status of Social Security and its future. We have been hearing about how the system will exhaust its funds, how benefits will need to be reduced, and how those under the age of 30 […]

Read the full article →