From the category archives:

Living Options

Long Term Care: Financing Through Reverse Mortgages

by Randall J. Ryder December 27, 2011

What is a Reverse Mortgage? A reverse mortgage is a special type of home equity loan that allows you to receive cash against the value of your home without selling it. You can choose to receive a lump-sum payment, a monthly payment, or a line of credit. You must use the funds you receive to [...]

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Will You Need Long Term Care?

by Randall J. Ryder October 6, 2011
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Many adults will eventually need some form of living assistance in their elder years. Considering the costs of services such as assisted living and nursing homes, as well as the fact people are living longer, the costs of financing long term care becomes important in financial planning. Recommend on Facebook Tweet about it Subscribe to [...]

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Dealing With A Parent Crisis From a Distance: Long Distance Caregiving

by Randall J. Ryder August 23, 2011

The Long Distance Caregiver Monitoring the health and well-being of your parents from a distance can be a difficult and stressful experience. To address the growing need of children who are seprated from their parents at a considerable distance, the National Institute on Aging has provided valuable information on how you can more effectively manage [...]

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Modifying Your Home As You Age

by Randall J. Ryder July 28, 2011

  What are Home Modifications? There are a number of home modifications tat can help reduce falls, and there are modifications to adapt living spaces to meet the needs of people with physical limitations so that they can continue to live independently and safely. These modifications may include adding assistive technology or making structural changes [...]

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Using Craigslist to Find Caretakers

by Randall P Ryder June 17, 2011
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Making the decision to hire a caretaker to help with an elder parent can be a a difficult process. Once the decision has been made, however, finding and selecting a caretaker can be an even more difficult process. With increasingly frequency, individuals are turning to Craigslist to hire a caretaker. If you go that route, [...]

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Time for Cooperative Housing?

by Randall J. Ryder March 31, 2011
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There are a variety of living options for elder adults depending on their health, age. Lifestyle, and income. At one end of the spectrum, individuals may wish to maintain their home residence and modify the home or acquire additional services as they age. On the other end of the spectrum are retirement living communities that [...]

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