Posts tagged as:

finances

Dealing with Your Parent’s Credit Card Debt

by GUEST May 24, 2011
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With the economy the way it has been the last several years, there have been an increasing number of retired citizens relying on credit cards to cover their monthly expenses. This has increased the number of children who are left with credit card bills when their parents pass away. If you are contacted by a [...]

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How to Deal with Debt Collectors

by Randall P Ryder May 10, 2011
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Many elder individuals are often on very tight budgets because of high medical costs, fixed pensions, and a limited income stream. As a result, seniors and the elderly are often targeted by scammers. Debt collectors are usually not scammers, but they can difficult to deal with. Here are some things to look out for. Recommend on [...]

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States Reduce Medicaid for Elderly

by Randall J. Ryder March 20, 2011
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Medicaid is funded by the state and federal governments which provides health care assistance to millions of elderly citizens. For many elders, that funding is critical to paying health care costs. Several states, in order to address what are stated as budget shortfalls, are proposing to cut Medicaid funding. Given the oncoming silver tsunami, these [...]

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How to Spot Elderly Bank Scams

by Randall J. Ryder March 15, 2011
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We all wish we could find readily available and easy cures for the variety of psychological or physical ailments that confront us as we age. Sometimes, such wishes can come true. An aching back can often improve with appropriate exercises, or mild depression can improve with greater social interactions, diet, and support groups. But sometimes [...]

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Health Scams Often Target Elderly

by Randall J. Ryder March 6, 2011
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We all wish we could find readily available and easy cures for the variety of psychological or physical ailments that confront us as we age. Sometimes, such wishes can come true. An aching back can often improve with appropriate exercises, or mild depression can improve with greater social interactions, diet, and support groups.  But sometimes [...]

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You May Not Be Able To Afford Health Care in Retirement

by Randall J. Ryder February 21, 2011

If you are planning for retirement, or already retired but have not considered the long-term costs of health care costs, you may be in for a shock. I know I was. Will you be able to afford health care insurance that supplements Medicare coverage? Recommend on Facebook Tweet about it Subscribe to the comments on [...]

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Reverse Mortgages: Less Complex and Less Costly

by Randall J. Ryder February 9, 2011
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Reverse mortgages for individuals age 62 or greater allow a home owner the ability to draw upon their home’s equity. Funds obtained from these mortgages are often used by elder adults to pay for unanticipated medical expenses, to supplement Social Security, or for other financial necessities. While in the past these loans have been rather [...]

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Support Uniform Laws for Guardianships

by Randall J. Ryder January 28, 2011
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Guardianship is defined by state law whereby a court assigns to the guardian the duty and power to make personal and/or property decisions for another another individual. Adult guardianships, which often involve incapacitated or frail elderly adults, have increasingly become more complex due to jurisdictional issues. Recommend on Facebook Tweet about it Subscribe to the [...]

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