Posts tagged as:

financial planning

How to Discuss Difficult Issues with Elder Parents

by Randall P Ryder April 12, 2011
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Technology makes it easier to stay in constant contact with friends and family. Between e-mail, texting, and video chats, many families communicate throughout the day with each other. As individuals get older, however, families need to have difficult conversations about living situations, health care issues, and legal issues. When you need to have one of those [...]

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States Reduce Medicaid for Elderly

by Randall J. Ryder March 20, 2011
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Medicaid is funded by the state and federal governments which provides health care assistance to millions of elderly citizens. For many elders, that funding is critical to paying health care costs. Several states, in order to address what are stated as budget shortfalls, are proposing to cut Medicaid funding. Given the oncoming silver tsunami, these [...]

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How to Spot Elderly Bank Scams

by Randall J. Ryder March 15, 2011
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We all wish we could find readily available and easy cures for the variety of psychological or physical ailments that confront us as we age. Sometimes, such wishes can come true. An aching back can often improve with appropriate exercises, or mild depression can improve with greater social interactions, diet, and support groups. But sometimes [...]

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Health Scams Often Target Elderly

by Randall J. Ryder March 6, 2011
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We all wish we could find readily available and easy cures for the variety of psychological or physical ailments that confront us as we age. Sometimes, such wishes can come true. An aching back can often improve with appropriate exercises, or mild depression can improve with greater social interactions, diet, and support groups.  But sometimes [...]

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You May Not Be Able To Afford Health Care in Retirement

by Randall J. Ryder February 21, 2011

If you are planning for retirement, or already retired but have not considered the long-term costs of health care costs, you may be in for a shock. I know I was. Will you be able to afford health care insurance that supplements Medicare coverage? Recommend on Facebook Tweet about it Subscribe to the comments on [...]

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Reverse Mortgages: Less Complex and Less Costly

by Randall J. Ryder February 9, 2011
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Reverse mortgages for individuals age 62 or greater allow a home owner the ability to draw upon their home’s equity. Funds obtained from these mortgages are often used by elder adults to pay for unanticipated medical expenses, to supplement Social Security, or for other financial necessities. While in the past these loans have been rather [...]

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Support Uniform Laws for Guardianships

by Randall J. Ryder January 28, 2011
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Guardianship is defined by state law whereby a court assigns to the guardian the duty and power to make personal and/or property decisions for another another individual. Adult guardianships, which often involve incapacitated or frail elderly adults, have increasingly become more complex due to jurisdictional issues. Recommend on Facebook Tweet about it Subscribe to the [...]

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Elderly Experiencing Higher Rates of Bankruptcy

by Randall J. Ryder October 27, 2010
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A recent study conducted at the University of Michigan Law School reports an increase in the filing of bankruptcy by older Americans, which stems from credit card use. According to the study, older debtors cite the interest and fees on credit cards as one of the major reasons for filing. Recommend on Facebook Tweet about [...]

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